Frequently Asked Questions

Transfers to Togo are paid out in West African CFA francs (XOF). You send Canadian dollars, and Transfergratis converts them to XOF at a competitive exchange rate.
Your recipient in Togo can receive funds by bank deposit or mobile money, depending on what you choose at checkout. Mobile money is widely used, making it convenient for everyday payments and cash withdrawals.
Mobile money transfers to Togo generally arrive within minutes once your transfer is approved. Bank transfers typically reach your recipient's account within one business day.
You'll need your recipient's full name, mobile number, and either their bank account details (bank name and account number) or their mobile wallet number.
From Canada, you can usually send from $15 CAD up to $5,000 CAD to mobile money and up to $15,000 CAD per transfer to a bank account, subject to your bank's limits and any applicable local rules.
No. Transfers to Togo are fee‑free with Transfergratis. Use our currency converter to see the exact XOF amount your recipient will receive before you confirm.
Yes. Your transfers are protected by industry‑standard security and overseen under Canadian MSB regulations, helping to ensure your money arrives safely.
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Free & Fast Money Transfers to Africa

We all know what a headache sending money abroad can be. Between the endless fees from traditional transfer services and the slow pace of bank wires, it often feels like you're losing out.

What if we could change that? With Transfergratis, sending money to Africa finally becomes simple and, most importantly, completely free. Whether you need to pay a supplier's invoice, give your family a helping hand, or just get some cash to a friend, we designed our service to make your life easier. In just a few clicks, the money is on its way, ready to be deposited into a bank account or picked up in cash.

Flexible and Secure Transfers That Work for You
Forget the complicated procedures. Our platform is much more flexible than traditional solutions. On the sender's side, you can easily start a transfer from your account or with a bank card. For the person receiving it, it's just as simple: they can get the funds directly in their account or withdraw the cash at one of our partner locations.

Choosing Transfergratis means you get:

  • Total transparency: No more nasty surprises from hidden exchange fees.
  • Peace of mind: You can track your transactions in real-time, every step of the way.
  • Speed: Opening an account takes just a few minutes, either online or through our app.
  • Simplicity for your loved ones: They can pick up the money easily, without the hassles of a postal order.

So, why keep things complicated? Send your money with confidence. Join us and discover a fairer, more human way to stay connected with your loved ones, far from the headaches of an old-fashioned service.

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Transfergratis is a product of OneTransfer Money Transfer Systems Inc., a registered Canadian company licensed as a money services business with FINTRAC and the AMF.
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