Frequently Asked Questions

Ghana uses the Ghanaian cedi (GHS). When you send from Canada, we convert your CAD transfer into GHS so your recipient is paid in their local currency.
Your recipient in Ghana can receive money by bank deposit or mobile money, depending on the option you choose. Mobile wallets are widely used and allow quick access to cash and payments.
Mobile money transfers to Ghana are typically credited within minutes after your payment is processed. Bank deposits usually clear within one business day, subject to the receiving bank.
You'll need your recipient's full name, mobile phone number, and either their bank details (bank name, branch, and account number) or their mobile money wallet number.
Yes. You can generally send between $15 CAD and $5,000 CAD per transfer to mobile money, and up to $15,000 CAD per transfer to a bank account, subject to your own bank's limits and any local regulations.
Transfers from Canada to Ghana are free with Transfergratis—there are no extra transfer fees. Our currency converter shows the exact amount in GHS your recipient will receive before you confirm.
Yes. Transfergratis is regulated in Canada and uses modern security tools and encryption so you can send money to Ghana with confidence.
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Free & Fast Money Transfers to Africa

We all know what a headache sending money abroad can be. Between the endless fees from traditional transfer services and the slow pace of bank wires, it often feels like you're losing out.

What if we could change that? With Transfergratis, sending money to Africa finally becomes simple and, most importantly, completely free. Whether you need to pay a supplier's invoice, give your family a helping hand, or just get some cash to a friend, we designed our service to make your life easier. In just a few clicks, the money is on its way, ready to be deposited into a bank account or picked up in cash.

Flexible and Secure Transfers That Work for You
Forget the complicated procedures. Our platform is much more flexible than traditional solutions. On the sender's side, you can easily start a transfer from your account or with a bank card. For the person receiving it, it's just as simple: they can get the funds directly in their account or withdraw the cash at one of our partner locations.

Choosing Transfergratis means you get:

  • Total transparency: No more nasty surprises from hidden exchange fees.
  • Peace of mind: You can track your transactions in real-time, every step of the way.
  • Speed: Opening an account takes just a few minutes, either online or through our app.
  • Simplicity for your loved ones: They can pick up the money easily, without the hassles of a postal order.

So, why keep things complicated? Send your money with confidence. Join us and discover a fairer, more human way to stay connected with your loved ones, far from the headaches of an old-fashioned service.

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Transfergratis is a product of OneTransfer Money Transfer Systems Inc., a registered Canadian company licensed as a money services business with FINTRAC and the AMF.
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